TATA Capital Personal Loan offers solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a business, getting funds quickly can reduce stress and prevent the need for high-interest loans. TATA Capital Personal Loans offers online solutions to customers’ financial needs. Loan amounts can be tailored to individual needs, and the application process can be completed entirely online. For more details, know about TATA Capital Personal Loan.
Tata Capital Rs 35 lakh. Provides personal loan up to Rs. The interest rates for this loan start from 10.99% and the loan tenure can be up to 6 years. Tata Capital also offers loans to its select customers as per their needs including pre-approved instant personal loans whose processing does not take much time. Along with this, it also provides small personal loans for those applicants who have very low or no credit score. Read this article to know more about Tata Capital Personal Loan.
TATA Capital Personal Loan – Overview
| Name Of Article | TATA Capital Loan Apply Kaise Kare |
| Apply Mode | Online |
| Who can | Apply Every interested applicant can apply |
| Loan Amount | ₹40,000 Up to ₹35 lakh |
| Type of Loan | Personal Loan |
| Official Website | https://www.tatacapital.com/ |
Eligibility Criteria for Tata Personal Loan
- Age of the applicant should be between 22 to 58 years
- The monthly salary of the applicant should be at least ₹15,000
- Applicant must have at least 1 year work experience
- Minimum CIBIL score required is 750
- The applicant must be working in the same company for at least 6 months
- The loan amount can be 30 times the applicant’s salary.
Documents required for Tata Personal Loan
- Photo identity any one of Aadhar Card/PAN Card/Voter ID/Driving License
- Address proof
- Bank statement of last 6 months
- Salary slip of last 3 months
- Employment certificate of the company in which you have been working for more than 1 year
- All you have to do is attach the necessary documents given above with the loan application.
Tata Capital Personal Loan interest rate
Friends, if we take a loan from any bank or NBFC, it is most important for us to know how much interest will be charged on the loan.
If we talk about personal loan taken from Tata Capital, then Tata Capital will decide what interest rate you will be charged on the basis of your eligibility and your CIBIL Score, Credit History. But the company will decide the interest rate on the loan amount which will start from at least 10.99% per annum.
TATA Capital Personal Loan:age limit
If you also want to apply for a loan through TATA Capital run by Tata Group, then the age limit of the applicant taking the loan has been determined by Tata Group. If you want to apply in this then the minimum age is 22 years and maximum age is 22 years. The age limit has been fixed at 58 years which is explained in full detail below:-
| Minimum age of applicant | 22 years |
| Maximum age of applicant | 58 years |
Tata Capital Personal Loan Types
Overdraft Loan
Purpose: Under Tata Capital Overdraft, customers get the facility to withdraw the amount from the sanctioned limit and make payment as per their requirement. Interest has to be paid only on the amount withdrawn. Customers can withdraw and repay the loan amount multiple times during the sanction limit.
Loan amount: Rs 2 lakh- Rs 35 lakh.
Duration: up to 7 years
Marriage loan
Purpose: For wedding related expenses
Loan amount: Rs 75,000- Rs 35 lakh
Duration: 1-6 years
Medical loan
Purpose: For medical emergencies and other medical procedure related expenses
Personal Loan Applicant
Loan amount: Rs 75,000- Rs 35 lakh.
Duration: 1-6 years
Home Renovation Loan
Purpose: Through this loan, applicants can finance their home maintenance and repair needs
Loan amount: Rs 75,000- Rs 35 lakh
Duration: 1-6 years
Personal Loan for Government Employees
Objective: To meet the personal financial needs of government employees.
Loan amount: Up to Rs 35 lakh
Duration: 1-6 years
Tata Capital Personal Loan Application Process | How to Tata Capital Personal Loan Apply
Friends, if you are interested in taking a personal loan from Tata Capital, then you can apply for the loan in two ways. One of which is offline and the other is online.
TATA Capital Personal Loan offline Process
- To apply for a personal loan from Tata Capital, first of all you have to visit any Tata Capital branch nearest to you.
- After visiting the nearest branch, you will have to meet the loan officer of Tata Capital, fill the application form given by him and attach the necessary documents and submit it to the branch.
- If you are facing difficulty in visiting your nearest Tata Capital branch, you can also contact a Tata Capital representative over phone call and apply.
- It may take a few business days for your Tata Capital offline loan application to be approved.
TATA Capital Personal Loan apply online
- To apply for an online personal loan from Tata Capital, first of all you have to go to this official website of www.tatacapital.com.
- After going to the home page of Tata Capital’s website, you will see the Personal Loan option, click on that option.
- Now the personal loan page of Tata Capital will open in front of you, you have to read all the information about the personal loan you are taking and click on the apply option to start the application process.
- After clicking on the Apply Now button, a new web page of the Tata Capital website will open in front of you.
- On that page you have to go inside the new user tab and fill your basic information like your mobile number, pan card, your name, your pincode, etc. all the information correctly and click on NEXT button.
- After clicking on the next button, another form will open in front of you where you have to fill some information related to your job.
- After filling the information you have to click on submit button of that application form.
- After clicking on the submit button, your form will go to Tata Capital’s loan officers and you will receive a verification call from them in a few days to complete the loan process in which they will guide you.
- In this process, when your loan eligibility is checked, you have to add the necessary documents and papers.
- After that, the loan officer verifies your loan application and submits all the documents and papers submitted by you.
- After your loan application is approved, your loan will be approved, and the loan amount will be deposited in your bank account within a few days.
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